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Unlimited Corporate Cards

Bankz virtual & physical cards allow payment management, offers your business control, visibility and oversight of the company’s spending patterns

Business VISA Debit Cards
online credit card

CONTACTLESS / POS

Business cards are contactless enabled, have Chip & Pin technology and Magstripe for use with POS or e-commerce sites

eu bank account

ATM Cash WITHDRAWALS

Wherever you are travelling to, your Bankz Business card can access Visa friendly ATM for cash services

virtual business credit card

WORLDWIDE CARD PAYMENTS

Pay with the cards wherever you are. Bankz Business Visa cards are accepted everywhere via VISA’s payment network

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SECURITY

Debit cards have 3D Secure as standard, for all online transactions. Reset 3D Secure password in the User Dashboard

BANKZ APP

Cardholders can efficiently view and manage card payments on the go with the Bankz App, available for free on Apple Store and Google Play.

prepaid business credit card

Card Programme Attributes

Instant Virtual Card Issuance

Issue instantly activated Virtual cards

Google | Samsung | Garmin Pay enabled

Manage cards online, instantly freeze | unfreeze online

Request unlimited virtual cards aligned to EUR IBAN account

Create Physical Card Orders

Order personalised Physical cards

Delivery in a few business days direct to Cardholders

Contactless card payments & Chip & PIN / EMV / Magstripe

Withdraw money (at 20m+ ATMs worldwide) in 180+ countries

international credit card

Embracing Bankz branded physical and virtual card programmes will transform your business proposition

A client solution for Business Visa Debit Cards as a Service (CaaS) with a low onboarding cost and instant services.

BANKZ Visa Business Debit cards provide

Multiple internal Accounts model

Management of employees expenses

Apportioned divisional corporate spending

Direct company named funding vIBAN (EUR) for loading company funds

Monitor employee card transactions, in one place, benefit from real-time Expense controls

Clients separate Account funds, set transactions limits & implement usage rules to reduce risk

View card balance; allocate funds; freeze/block and close cards; request PIN, reset 3D Secure password, download Statements and Transactions

BANKZ Price List

Card Issuing & Activation Fees

Physical Card

Virtual Card

€ 14.75 € 2.75

Card Management

Monthly A/c Fee [per active card]

€ 4.75

Card Delivery

Physical card standard [mail/postage + Welcome Letter + Envelope]

Physical card express [DHL / DPD + Welcome Letter + Envelope]

€ 5.00
€ 35.00

PIN SMS

PIN by SMS
PIN code change request

€ 0.20 € 0.50

ATM Fees

ATM Withdrawal

ATM cash withdrawal [Domestic Euro area: includes UK-GBP]

ATM cash withdrawal [International not within EEA countries]

ATM balance inquiry

€ 3.00 0.000% 3.250% € 0.50

Payment Fees

Transaction Fee [charged per card authorisation]

€ 0.23

Additional Charges

Foreign Exchange [not Euro/GBP currencies]                              

Load / Top Up Fee [deducted from Top Up Amount]

3.000% 1.500%

Bankz is an authorised provider* of Visa Europe Business Debit Cards

* Bankz is authorised to issue EUR Visa Business Debit cards to EEA registered legal entities

Administrator Dashboard

How to top up the Main account?

To top up the balance, click on the “Top up Account” button on the Dashboard (under Available Amount) or choose “Funding” and then “Top Up Main account” in the menu at the top of the page.

Enter the amount in EUR that you want to send, add a short description that will be visible later in your List of Top Up Receipts below, and click “Create Receipt”.

A pop-up screen will appear with all the payment details needed for a successful Top-Up. You can copy these details from here to make the payment and then press the “Confirm” button to confirm it. Or you can download a Receipt, which is generated automatically after confirmation, using the “Download” button, and give it to your accountant to make the payment. Please remember that the transfer must come from your company account and don’t forget to put your company name as a reference. When the payment reaches the bank, your account balance will change automatically.

In case if the payment wasn’t made, you can archive the receipt that you don’t need by pressing the “Archive” button and it will go from your “Active Receipts” tab to your “Archived Receipts” tab. If you archived a wrong receipt by mistake, you can always restore it by going to the “Archived Receipts” tab and pressing “Restore” button near the chosen receipt, and it will go back to the “Active Receipts” tab.

How to create a sub-account for your Main account?

To create a sub-account, go to the “Accounts” section, click “Create account”, and enter the name in a new form, that appeared. Also, you need to enter an e-mail, which will be used as a login for this account’s user. You can issue several cards for each sub-account and manage them on one page. 

For example, a sub-account can be created for a specific department to track the flow of funds only on the cards linked to it. Likewise, they could be created for a particular media platform to manage the advertising budget and analyze expenses with maximum comfort.

How to transfer funds between accounts?

To transfer funds between your company’s accounts, go to the “Funding” menu and choose “Transfer between accounts”. Fill in the form: select accounts for sending and receiving funds, and enter the transfer amount and details of payment (which will appear later in the bank statement). Once clicking on the “Send” button, the funds will be immediately transferred to the balance of the corresponding account.

How to change sub-account details?

To change the sub-account details, you need to choose a sub-account that needs changing either from the dashboard or from the “Accounts” – “Accounts List” menu by clicking on it. Then click on the “Account Details” tab and choose what you need to change – Account e-mail or Account Name and choose the button you need, update the necessary information, and confirm the changes.

How to close a sub-account?

To close a sub-account, you need to make sure that it has 0 money on it and no active cards, connected to it. You can look at the balance either from the dashboard or from the “Accounts” – “Accounts List” menu. Then you need to click on this account to check active cards and close them if there are any. After that, you click on the “Account Details” tab, press the “Close Account” button, and confirm the closing.

Account Holder Dashboard

How to issue a new card for your account?

To issue a new card connected to your account, you need to go to the menu “Cards” and choose “Create Card”.

Then you choose the type of card – Physical or Virtual and enter a Cardholder Name and Company Name (if necessary), then for 3D Secure settings, you need to enter your phone number and create a 3D Secure Password.

For a Physical Card, you will also need to choose a 4-digit PIN and enter the address to which you wish your card to be delivered. We offer 2 Delivery options – Standard Post or Express Post, so you need to pick one that’s more convenient for you. After filling in all the information, you need to press the “Create Card” button, and the new card is created. You can see it in your list of Cards at your Dashboard or in the menu “Cards” – “Cards List”.

A card can be issued and used for an account, without indicating a user, or it can be assigned for a specific user.

How to assign a new card to a user?

First, you need to find your card in the List of Cards on your Dashboard or in the menu “Cards” – “Cards List”. Then you press the “Assign Card” button on the right of the selected card and you will see the form to assign it to a specific Cardholder.

You can choose an existing cardholder from the list or add a new one using the “Add New” button. To add a new Cardholder, you need to enter their First and Last name, e-mail, and phone number and press the “Confirm” button. Choose a cardholder, press the button “Assign Card” and the card is assigned.

The chosen Cardholder will receive their credentials for their Cardholder Dashboard by e-mail, then they can log in and start using their card.

How can I create an account statement?

You can generate an account statement in the “Statement” section of the top menu for a chosen period by pressing the “Get Statement” button, and export the data into a convenient file format: PDF or CSV.

 

Cardholder Dashboard

How can I see my Credit Card’s details?

You can see your credit card’s details by choosing the card and clicking on it in the Cards list on your dashboard, or you can press the button “View Card” on the right of the chosen card. Here you can see your credit card number, expiration date, CVV and 3DS Password, and card limits. You should press the “eye” buttons to look at some of the details since it’s hidden as sensitive information.

How can I see transactions that were made with this credit card?

You can generate a transactions list in the “Transaction” section of the top menu for a chosen period by pressing the “Get Transactions” button, and export the data into a convenient file format: PDF or CSV. You can also see the details of each transaction by pressing the “Details” button on the right of the selected transaction.

How can I change the name of my card?

To change the name of your card, select the card you need from the list of cards, click on it, or press the button “View Card” on the right of the chosen card. Press the button “Update Name”, type a new name, and confirm the change.

How to change your 3D Secure password and your phone number?

To change the 3DS password used for online purchases, select the card you need from the list of cards, click on it, or press the button “View Card” on the right of the chosen card. Go to the tab “Card 3D Secure Settings”, click “Change 3D Secure password”, enter a new password and confirm the change.

To change your phone number, connected to your card, you also go to the tab “Card 3D Secure Settings”, click “Change 3D Secure Phone Number”, enter a new phone number and confirm the change.

Where can I find the 3DS One-time password?

You receive your 3D Secure One-Time Password (3DS OTP) via the WhatsApp application. Important note: your phone number must be registered in WhatsApp, otherwise this option will not be available to you. But you can always change the phone number (as described above) to the one, registered in WhatsApp, and it will automatically enable this option.

Another way to see your 3DS OTP, select the card you need from the list of cards, click on it, or press the button “View Card” on the right of the chosen card. Go to the tab “Card 3DS OTP”, and you can find it there.

How can I block my card in case it was lost or compromised?

You can freeze your card temporarily or close it permanently. To do so, select the card you need from the list of cards, click on it, or press the button “View Card” on the right of the chosen card.

If you wish to freeze your card temporarily, press the “Freeze Card” button and confirm the action. When the card is frozen, you cannot use it for purchases. You can unfreeze your card if necessary, and it will be active again.

If you wish to close your card permanently, press the “Close Card” button and confirm the action. Please, make sure that you want to close the card permanently since the closed card cannot be reactivated, otherwise use the “Freeze card” option.

How can I add 2-factor authentication to increase security?

You can do it in the “2FA Settings” section of the top menu, To enable 2FA, choose “Enable” and connect it with your Google Authenticator (or any other similar app) on your phone by scanning the QR code and typing OTP, and then press “Complete Setup” to confirm. If you wish to disable it, select the “Disable” option.

 
Where do I get my PIN code for the physical card?

When the Administrator or Account Holder issue a new card, they choose a PIN code for the card, and the Cardholder receives it via SMS to their phone (entered by Administrator or Account Holder when they create a new Cardholder).

 
When I try to purchase something in the store, the PIN is not requested, and the terminal immediately declines a transaction with the reason "incorrect pin". What is the problem?

That means the PIN was entered incorrectly more than 4 times = the chip on the card is blocked. Please note that the card will remain in “Active” status at the portal. Until the chip is unblocked, only online purchases will be available.

To unblock the PIN, the cardholder must go to the ATM, insert the card, use the correct PIN, and check the balance. Or the PIN must be changed and after that make ATM procedure (balance check). Only this way the chip will be unblocked.

 

Physical Cards

Where do I get my PIN code for the physical card?

When the Administrator or Account Holder issue a new card, they choose a PIN code for the card, and the Cardholder receives it via SMS to their phone (entered by Administrator or Account Holder when they create a new Cardholder).

 
When I try to purchase something in the store, the PIN is not requested, and the terminal immediately declines a transaction with the reason "incorrect pin". What is the problem?

That means the PIN was entered incorrectly more than 4 times = the chip on the card is blocked. Please note that the card will remain in “Active” status at the portal. Until the chip is unblocked, only online purchases will be available.

To unblock the PIN, the cardholder must go to the ATM, insert the card, use the correct PIN, and check the balance. Or the PIN must be changed and after that make ATM procedure (balance check). Only this way the chip will be unblocked.

 
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